Harlene Labrum | September 19, 2024 | Personal Injury
Secrets of Accident Claims Against GEICO REVEALED!
Dealing with the aftermath of an accident is stressful enough without the challenge of navigating insurance claims. If you find yourself filing an accident claim against GEICO, there are several “secrets” you should know. These can help you stay fully protected and recover potential compensation after an accident or injury. Our Nashville personal injury lawyers can lead you through the challenges of pursuing an accident claim against GEICO after a car accident, motorcycle accident, or truck accident.
1: You Don’t Need To Give A Recorded or Written Statement
A common misconception is that you must provide a recorded or written statement to GEICO immediately after an accident. This is not the case. You are not required to provide a statement immediately after an accident, and doing so without the advice of a personal injury lawyer may even hurt your claim. Insurance adjusters may trick you into making statements that may weaken your claim. Before speaking with a GEICO adjuster, consider consulting with a Nashville personal injury lawyer.
2: GEICO’s First Settlement Offer May Be Too Low
It is standard practice for insurance companies to issue a quick initial settlement offer. GEICO is no exception. Be aware first offers are typically lower than what you might actually be entitled to for all your damages. This includes current and future medical expenses, lost wages, and other damages, such as pain and suffering. A Nashville personal injury lawyer can help you evaluate an initial settlement offer from GEICO to determine whether it adequately compensates you in your case.
3: GEICO Settlement Offers Are Negotiable
Do not be misled by initial settlement offers. Nearly all settlement offers are negotiable after the initial offer. GEICO, like any insurer, expects some level of negotiation in many claims. An attorney with experience in personal injury claims can be invaluable here, employing negotiation skills honed through years of practice to advocate for a settlement that truly covers the extent of your injuries and associated losses.
4: GEICO May Delay Your Claim or Act in Bad Faith
Some claims are met with delays. GEICO may prolong the processing of your claim, which can be a tactic to pressure you into accepting a lower settlement, especially if medical bills are mounting. You may also encounter unreasonable delays, which could constitute bad faith on the part of GEICO. This can seriously impact your claim. A Nashville personal injury lawyer can help you move your claim forward by advocating on your behalf and providing legal pressure.
5: You May Not Be Able to Get Full Compensation
Depending on the specifics of the policy and the details of your accident, there might be limits to the compensation you can receive from GEICO. You may have damages that are not fully covered under a GEICO policy. In some cases, the limits of the policy may not fully cover your losses, especially if you sustained serious injuries. There may also be other exclusions that limit or bar coverage in certain instances. Reviewing a copy of the policy and understanding the limits is important. This can help you determine whether you may need to take additional steps, which might include pursuing claims against other parties or policies directly. This could involve pursuing an underinsured motorist claim if you were injured in an auto accident.
Injured? Our Nashville Personal Injury Lawyers Can Help You Pursue An Accident Claim Against GEICO
If you are dealing with the aftermath of an accident and need to navigate the claims process with GEICO, you do not have to do it alone. Our team of Nashville personal injury lawyers has experience helping the injured recover compensation in accident claims against GEICO. We can help you understand your rights and work towards securing the compensation you deserve. Contact Labrum Law Firm Personal Injury Lawyers today to schedule a free consultation after a car accident, motorcycle accident, or truck accident.
Contact the Nashville Personal Injury Attorneys at Labrum Law Firm Personal Injury Lawyers Today
For more information, please contact the Nashville personal injury law firm of Labrum Law Firm Personal Injury Lawyers to schedule a free consultation today.
We proudly serve Nashville, Brentwood, and its surrounding areas in Tennessee:
Labrum Law Firm Personal Injury Lawyers – Nashville
315 Deaderick St, Suite 1525
Nashville, TN 37238
(615) 685-8546
Labrum Law Firm Personal Injury Lawyers – Brentwood
320 Seven Springs Way, Suite 250
Brentwood, TN 37027
(615) 455-3384