There are many benefits to notifying your car insurance company after a car accident, even if the other driver is liable and responsible for the accident.

• In Tennessee, the law requires you to put your own insurance company “on notice” about a car accident.
• If the negligent driver's insurance is slow to accept financial responsibility and the obligation to pay for your vehicle's damage, you can get your own car insurance to pay for the repair or replacement of your vehicle while you negotiate with them for a full and fair settlement.
• Your car insurance may cover the cost of immediate towing from the scene of the accident.
• Your car insurance may have coverage that includes the benefit of paying your medical expenses related to the car accident before the negligent party's insurance assumes responsibility for those medical expenses.
• Your car insurance company may provide a legal defense for you against the negligent driver's insurance company if the other insurance company attempts to blame you for the accident.

While you should always notify your car insurance company of your accident, make sure to be very careful in what you say to them. Remember, that they do not want to pay out any more than they have to, and may use manipulative tactics to avoid paying you the compensation you deserve under your policy. If you do not want to visit with any insurance company after your car accident, contact the experienced attorneys at Labrum Law Firm to represent you in all of your legal matters.